A friend mentioned he had some questions about ETFs, and if he wanted to experiment with an ETF only portfolio what would be some choices with the lowest expense ratios? So I set this up as an example:
In general Focus seems to offer the lowest cost ETFs, but the other acceptable choices if you wanted US market exposure are VTI (0.07) and SCHB (0.06) . Although this is not a recommendation, I wanted to take a moment to respond and be helpful to one reader, who, earlier I claimed probably should not be involved in investing.
Here’s a global view of ETF sectors:
Strong international performance in most markets over the last thirty days, although a slightly positive US stock market is outweighed by a very weak US dollar.
I believe Kuwait and Libya had the foresight to remove the currency peg to the US dollar in 2007 and replace it with a peg to a basket of currencies, which includes the dollar. Any investor purchasing the Euro currency in 1999 and holding had better performance than buy-and-hold US stock investors during the following ten-year period.