It is the only investment guide youll ever need not because it will make you rich beyond any further need for money, which it wont, but because most investment guides you dont need. The ones that hold out the promise of riches are frauds. The ones that deal with strategies are too narrow. They tell you how you might play a particular game, but not whether to be playing the game at all. The ones that are encyclopedic, with a chapter on everything, have you where you started to begin with – surrounded by choices. Reading three good investment guides instead of one will not triple and probably not improve, your investment results. The odd thing about investing – the frustrating thing – it is not like anything else – trying hard, learning a lot, becoming intrigued – may be of little help, or work against you. With regard to investing in any cars, wines, autographs, stamps, coins, diamonds, art, in each case you are competing against experts. With stocks and real estate – at least they pay you. Things that involve a personal salesman who is full of enthusiasm at the prospect of making you rich dont work. The author makes a comment about betting $5,000 on a number in roulette, and winning $175,000 although it wouldnt be attractive from an investment standpoint due to the odds, his point being, stories obscure the odds.—Saving:Avoid variable life and wholelife.Rewards Network Inc. (benefits at restaurants, bars and clubs)Store brands are made on the same production line as name brands.Split pills—Chapter three:1. Tally your net worth2. Set goals3. Figure annual earnings4. First pass at reducing expenses5. Second pass6. Refine plan7. Spend $5 on a budget book8. Keep track of expenses in the budget book or use a different system9. Give yourself a break