Be among people with a lot more money than you have. And if you are in business for yourself, work with people that have no difficulty paying in full, rather than dealing with people that say your fees are too high and that theyll make a deal with you and give you more business later on. So the great upcoming financial rewards are never clear except that they will be later, if at all. Its certainly not favorable financially and if it doesnt contribute to happiness, why should I negotiate fees downward on myself? If you are conducting official charity work, you work to serve the people, if you are claiming you are in business, and prefer it to stay that way, simply go where the money is.